SBA Offers Disaster Assistance to California Small Businesses Economically Impacted by the Coronavirus (COVID-19)


SACRAMENTO, Calif. – The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19), SBA Administrator Jovita Carranza announced today. SBA acted under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, to declare a disaster following a request received from Gov. Gavin Newsom’s designated representative, Director Mark S. Ghilarducci of the Governor’s Office of Emergency Services on March 13, 2020.

The disaster declaration makes SBA assistance available in the following California counties:

Alameda Alpine Amador Calaveras
Contra Costa El Dorado Imperial Kern
Lake Los Angeles Madera Marin
Mariposa Mendocino Merced Mono
Napa Orange Placer Riverside
Sacramento San Bernardino San Diego San Francisco
San Joaquin San Mateo Santa Clara Santa Cruz
Solano Sonoma Stanislaus Sutter
Tuolumne Ventura Yolo  

“SBA is strongly committed to providing the most effective and customer-focused response possible to assist California small businesses with federal disaster loans. We will be swift in our efforts to help these small businesses recover from the financial impacts of the Coronavirus (COVID-19),” said Administrator Carranza.

SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process.

“Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred,” said Carranza.

“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing,” Carranza added.

Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.

Applicants may apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.

The deadline to apply for an Economic Injury Disaster Loan is Dec. 16, 2020.

For more information about Coronavirus, please visit:

For more information about available SBA resources and services, please visit:


  1. Barb Rosenthal

    Why is Monterey County not included? The tourist industry, a major source of income particularly for service workers is non-existent. It started with the Governor quarantining 19 symptomatic passengers from the cruise ship at Asilomar. Major attractions such as the Aquarium are closed. Events are cancelled.

  2. Mick

    And what about Tulare County? Our business has completely dropped off, and until things change we have NO income, as we deal with banks that are putting our services on hiatus! This is definitely not fair!

  3. Eric Carr

    Same for Santa Barbara County – Tourism is the number one industry here. And, then there are many privately owned small businesses that are impacted. My friend is looking because her Salon business where she goes to the customers home, business or retirement facility is now without work.

  4. Jason Brauner

    We rely on home and garden shows as well as fairs and festivals to get customers.
    We have come to a screeching halt.
    We are a natural stone sealing company. We clean and seal kitchens and bathrooms. All of our customers are homeowners.
    With “shelter in place” we can’t operate.

  5. Gerry

    I don’t see this as much support for small businesses. It looks like they are offering up to $25k at low interest, but beyond that there needs to be assets attached. If I want to hold a month or two business expenses, I need to put up real estate. I am not sure how long it will take for a rebound, but for me, the $25k is not worth the paperwork.

  6. Destry carroll

    We jave four employees. And have a loan against our house for the body shop. We really need some help. The business has been there since 1946.

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