A new federal grant program is now available to help rural communities affected by disasters to rebuild and recover. Cal OES partnered with the United States Department of Agriculture (USDA) to help Californians access Single Family Housing Rural Disaster Home Repair grants and loans.
Because education is a key component of the recovery process, Cal OES hosted multiple webinars to provide direct outreach and share important information about the available funds and how to apply for them.
APPLY TODAY
You may apply for the Single Family Housing Rural Disaster Home Repair Grant and Loan program year-round, as long as funding is available. This pilot program runs until July 18, 2025, and covers Presidentially Declared Disasters within that timeframe.
FUNDING AVAILABLE
The maximum grant amount is $40,675 and the maximum loan amount is $40,000. The funding can be used for disaster-related home repair expenses and can be applied to costs incurred for repairs made before receiving a grant. You can also use funding for site preparation or to help cover the cost to move to a manufactured home.
ELIGIBILITY
To qualify:
- You must be the homeowner and able to occupy the house within 12 months.
- You must have an adjusted household income that falls within the very-low and low-income limit.
- The damage to your home must be a result of a Presidentially Declared Disaster that occurred on or after July 18, 2022.
Residents living in rural areas of the following counties may be eligible for funding:
Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Riverside, Sacramento, San Benito, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura and Yolo.
To determine your eligibility, visit the USDA Income and Property Eligibility website. For more information about this program, you can visit rd.usda.gov.
ABOUT THE PROGRAM
The Single Family Housing Rural Disaster Home Repair Loans and Grant program is available to very-low and low-income homeowners whose homes were damaged by a Presidentially Declared Disaster on or after July 18, 2022, through July 18, 2025. To see if you qualify, review the USDA’s list of Presidentially Declared Disasters by state and county.